● Not mandatory for borrowers to meet the minimum waiting period after bankruptcy
● Non-QM loans do not have a waiting period
● Buyers are still eligible for loans even while facing bankruptcy or foreclosure
● Bank Statement Mortgage- for self-employed borrowers
● 1099 Income Loan- for self-employed borrowers
● Investor Cash Flow- for property investors who want to build their portfolios faster
● Platinum Jumbo- for the “just missed” borrower
● Asset Qualifier- for borrowers with high net worth and significant assets
● ITIN- a full-doc product with flexibility and benefits of non-QM programs
● Foreign National- allows foreign nationals to purchase an investment property in the US
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